PostHeaderIcon The Teen’s Guide to Personal Finance: Basic concepts in personal finance that every teen should know

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The Teen's Guide to Personal Finance: Basic concepts in personal finance that every teen should know
 
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Product Description

Most teens don't know they hold one of the most sought after keys to financial independence: time. The Teen's Guide to Personal Finance illustrates basic but critical financial concepts like the power of compound interest, in an engaging format that makes sense to young adults.

As teens, authors Joshua Holmberg and David Bruzzese were not taught these concepts in school or at home. They had to learn hard financial lessons about runaway interest rates on credit card balances, the money they could have earned had they invested a small portion of their summer earnings rather than spent it, and more.

The Teen's Guide to Personal Finance is a must-read primer for all teens as they become more independent and more responsible for the financial choices they make. From opening a bank account to investing in mutual funds, The Teen's Guide to Personal Finance provides a sound foundation of financial knowledge upon which young adults can build realistic strategies to achieve financial independence.

By learning key financial concepts in The Teen's Guide to Personal Finance, teens will be much better prepared to avoid financial pitfalls while taking advantage of the time they have to build wealth through goal-setting, saving, investing, and maximizing their tax advantages. The easy-to-read format provides ample stories, graphics, action plans, and worksheets to help teens easily understand key concepts, and most importantly, get started immediately.

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Customer Reviews

Not Accessible for Teens
 
Review Date: January 16, 2010
Reviewer: Chocophile, Southborough, MA USA
This book covers the basics of teen finance, but in a way that teens wouldn't find appealing -- it would be a boring read for most teens. Perhaps it's targeted at parents, but the title says "The Teen's Guide..."
Much needed information for all
 
Review Date: July 2, 2009
Reviewer: R. Douglas, Hephzibah, GA
This book covers several financial areas that will be a great help for not only teens but also adults that did not acquire this information during their teen years. It is easy to read, understand and is not filled with lengthy chapters or useless information. I am ordering many more books to give to give to all the teens and young adults in my family.
Easy to read guide for teens
 
Review Date: March 27, 2009
Reviewer: Reader Views, Austin, Texas
Reviewed by Hillary Krajewski (age 15) for Reader Views (3/09)

Most teens don't know what to do when it comes to personal finance. This book shows the basics to saving, investing, and more.

"The Teens Guide to Personal Finance" is easy to read and very interesting. Want to know how to be a millionaire? It's in here. How to invest? Here. Graphs and pictures throughout the book make it easy to understand and apply the information to your life. I learned more about finance while reading this seventy-five page book than I have my entire life. The authors also added stories from real people which made the ideas seem to be really easy to apply to real life.

I believe this book would help any teen realize how easy saving money is. It made me really think about how I spend my money, what I could be doing with it, and how my current spending habits could affect the rest of my life. It makes saving money seem so much easier and explains everything in easy to understand terms. This book would be especially helpful for teens with their first jobs so they're aware of how spending and saving will affect their lives later.

I recommend "The Teens Guide to Personal Finance" by Joshua Holmberg and David Bruzzese to any teen interested in finance or knowing what to do with their money.
Keep it Simple
 
Review Date: October 27, 2008
Reviewer: John R. Nichols, Albuquerque, NM
Short and sweet. Great book for not only kids but even some adults. This is exactly the kind of book our young kids need to help them out in the real world. This should be required course material for all high school kids. If young kids would save a little bit more money at a younger age they would have it a lot easeier later in life. Time is their biggest ally.
Much needed information!
 
Review Date: October 27, 2008
Reviewer: Ro Pedersen,
What I wouldn't have given for this book when I was a teenager! Easy to understand, doesn't overpower with terminology that I don't even begin to comprehend. Great book, whose time has definitely come! Finances don't have to be hard to understand or resemble black holes! Good going, fellas! Keep up the good work! The world will thank you one day!

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