Disappointing
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| Review Date: January 6, 2009 |
| Reviewer: seeker, |
| I should have done more research on the author but apparently he'd had his business (helping consumers settle credit card debt) shut down by the Feds. Much of the book is his justifying himself so it was pretty worthless. I would NOT recommend this book! "Settle Your Debts" by Norman Perlmutter was much more helpful. |
None of these reviews actually are helpful!
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| Review Date: November 18, 2008 |
| Reviewer: Sarah West, Albuquerque, Mew Mexico |
I'm really surprised that there aren't any actual reviews of whether this books helped someone eliminate their debt. Gee, one review is from the author who quotes himself from his book... the other 2 reviews simply state that the book has some information in it but their is NO personal testimonial of someone who actually had debt and used this book to eliminate... that this book teaches the strategy in talking to credit card companies, etc...
I found the author's videos online when i was searching for the many "debt relief companies" that advertise on Air America Radio.
I was looking for comments on whether these companies work and which one i should recommend if any and i found Harvey Warren's 20 or more supposed educational videos.
All the videos say the same thing: go to his website and buy the book. i'd really like to know if these techniques work! There are so many of these books out there and Amazon.com is such a great way to find out which books are actually good.
I'm suspicious that no one real has reviewed this book. Seems like the 2 reviews that are not the author may have been sent by the author to post a "review".
Love to hear some real experience with this system he proposes.
Thanks! |
Forever in Your Debt
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| Review Date: July 20, 2008 |
| Reviewer: Maryann Hiser, Ridgecrest, CA |
This book crept to the heart of credit card debt straight away - the fact that most of us don't want to even know how much our debt is, or admit to ourselves that we've gotten into this mess in the first place. Debt is intensely personal.
Harvey Warren lays out the groundwork by showing us how the credit card companies work, how they set us up by luring us in with promotional awards, and give us more credit than we need. He does an excellent job in advising the consumer of the options and programs that are out there, what to do about the crushing shame that comes with overwhelming credit problems, and how to start to get out of the debt hole. This was a very informative book, and I highly recommend it to anyone struggling with overwelming credit card debt. |
Readable and Reassuring
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| Review Date: October 20, 2007 |
| Reviewer: Harvey Warren, Los Angeles, CA |
This is an excerpt from the Introduction that I hope will help you better understand how important this book is to you if your sincerely want to avoid bankrupty... and foreclosure.
"Although personal responsibility is the fundamental first step in getting your financial house in order, I have always firmly believed that the credit card issuers have played a major role - and some suggest a dark role - in creating the current consumer debt crisis in America. I met with hundreds of good people who took responsibility for their debt and looked their financial disaster in the eye. All of them soon realized that the blame did not belong to them alone. They demonstrated to me that consumers in debt trouble are ready, willing, and able to rethink, reject, and release the habits and misconceptions they had about credit, avoid bankruptcy, and start building a durable financial future. This book has been written to help you take responsibility, just as they did; to support your desire to spare yourself the personal anguish and long-term financial consequences of bankruptcy; and to give you the skills you need to never again to be in anyone's debt."
The trick to getting out of debt is doing something, but first you need to know what to do. |
Valuable Insight on "How to Get Out of Credit Card Debt"
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| Review Date: September 26, 2007 |
| Reviewer: S. L. Peacock, |
This "how to get out of credit card debt " book provides a practical, meaningful tool. Each of the chapters - including those on credit counseling, debt settlement, bankruptcy, what happens to your credit rating - can be read and used one at time enabling the reader to focus on topics of immediate interest. The budget chapter, which recognizes there is no single "right choice" only the choice right for you, provides the tools needed to create the personalized foundation necessary to becoming debt free. It seems to me that this guy knows what he is talking about and a few hours spent reading this book can save the reader thousands of dollars and more importantly, needless credit damage.
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