PostHeaderIcon is it possible to refinance a heloc without refinancing your first mortgage?




I have a good rate with my first mortage at 4.25 fixed for 15 years. I also have a heloc that is adjustible and is at about 8.5 percent right. I would like to refinance the heloc without loosing the rates on the 1st. Is there such a thing?



PostHeaderIcon Greed, Fraud & Ignorance: A Subprime Insider’s Look at the Mortgage Collapse (Mortgage Solutions)

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PostHeaderIcon Can you refinance a interest only construction loan prior to converting to conventional?




My wife and I recently moved into a new home which we are still paying interest only on the loan. We also just sold our other home and would like to put the money we made off of it down on the loan. Can we put the money down when we convert or do we have to refinance?



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